myFICO – Online Credit Reports

myFICO is the consumer division of Fair Isaac, the company that invented the FICO credit risk score
that lenders use. Starting in the 1960s, Fair Isaac sparked a revolution by pioneering credit risk
scoring for the financial services industry.A FICO score is a credit score developed by Fair Isaac &
Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills.
To understand your credit risk, most lenders will look at your credit score.

That's why with a special 15% union discount through myFICO®, we're pleased to offer savings on any
myFICO product - including credit scores, credit reports, ID fraud or identity theft protection and
personalized score explanation. consumers that fail to receive a traditional FICO score due to
non-existent or "thin" credit histories.

What does a score mean?
A credit score is a means of ranking potential borrowers based on the likelihood that they will pay
their credit obligations as agreed. If all other things are equal, borrowers with a credit score of
620, for example, are less likely to default on a loan than borrowers with a score of 600.A higher
score indicates better credit quality.

A credit score attempts to condense a borrowers credit history into a single number. Fair, Isaac &
Co. and the credit bureaus do not reveal how these scores are computed.

User Review for myFICO

1. I found myfico.com to be very easy to use. I went to myfico.com looking to research my current
credit rating and Fico Credit Report Firm offered a good variety of services including credit
reports, FICO scores are your credit rating and higher scores mean lower interest rates, I like so much.

2. Just like nice and good Fico Very easy to use and they produced my reports reliably and Free FICO
Score: 100% Risk-Free 30-Day FREE Trial and Decent overview of the possible causes for a lower than
perfect score. FICO Score Reports are the only way for you to obtain all three of your FICO credit
scores before applying for a loan.

3. Fico is easy way to get smart about managing your personal credit. MyFico.com for a free,
downloadable booklet on credit scoring that will tell you a lot more than Eichorn will, with the
added benefit of accuracy. myFICO.com offers informative, actionable credit information products
that help people understand actions they can take to improve and protect their overall financial health.

What people around the net think Myfico is :

Myfico is :
A pioneer in the reporting of credit to american consumers and together, myfico and paragon mortgage are pleased to offer you the tools you need to &"take control&" of your credit.
myfico add to dirt farmer.
Simple - myfico use technology and the internet to save.
Terrible customer support, and they rip you off! myfico.
Kind plains commerce secretary of state.
Your one-stop shop for all three of your credit reports and all three of your fico scores.
Probably be a lessor usually costs because you should clearly affect.
Indebtrelief.
Only showing 2.
Your do not call consolidatiokn phone?
Much cheaper with discount codes.
A page dedicated to tips on credit scores: improving your score.
The grand-daddy of them all so go with it over pg's score.
Be added.
The source for fico(r) scores, the credit scores most widely used by lenders.

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		:	myFICO - FICO Credit Scores, Online Credit Reports and Identity Theft Protection
		:	myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now online. Get your FICO Score, the Score Lenders use most, from the Company who invented it!
		:	credit report, free credit report, credit score, free credit score, online credit report
		:	Microsoft-IIS/5.0
		:	200
		:	27-Jun-2000
		:	27-Jun-2007
		:	NS1.FAIRISAAC.COM 168.230.157.229
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		:	Home, Personal Finance, Money Management, Credit
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		:	MyFICO
		:	Offers access to FICO credit scores.
		:	B00006C5L7
		:	Registrant: Fair Isaac Corporation 4295 Lexington Ave N St. Paul, MN 55126 US Domain Name: MYFICO.COM Administrative Contact, Technical Contact: Fair Isaac Corporation hostmaster ( @ ) fairisaac dot com 4295 Lexington Ave N St. Paul, MN 55126 US +1.6514861700 fax: +1.6514863505 Record expires on 27-Jun-2007. Record created on 27-Jun-2000. Database last updated on 31-Oct-2006 01:32:37 EST. Domain servers in listed order: NS1.FAIRISAAC.COM 168.230.157.229 NS2.FAIRISAAC.COM 168.230.162.229 NS3.FAIRISAAC.COM 168.230.241.229 NS4.FAIRISAAC.COM 168.230.209.229
		:	10/30/2006